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How it works

Three simple steps

Filo keeps digital records, tracks mileage, and helps self-employed drivers stay compliant with HMRC from one place.

01

Connect your account

Securely connect your bank account so Filo can read your transactions and organise your records automatically.

Open Banking with TrueLayer · Read-only access

02

Track your records

Add your vehicle with your registration number, track mileage, and let Filo categorise income and expenses into a clear digital record.

Mileage tracking · Income and expense categorisation

03

Submit to HMRC

When it is time to report, Filo helps you send quarterly updates and complete your annual tax return from the same system.

Quarterly updates · Annual tax return